{"id":24479,"date":"2025-06-04T16:51:34","date_gmt":"2025-06-04T19:51:34","guid":{"rendered":"https:\/\/infotep.com.ar\/?p=24479"},"modified":"2025-06-04T16:52:02","modified_gmt":"2025-06-04T19:52:02","slug":"morosidad-crecen-las-faltas-de-pago-en-tarjetas-prestamos-y-cheques","status":"publish","type":"post","link":"https:\/\/infotep.com.ar\/index.php\/2025\/06\/04\/morosidad-crecen-las-faltas-de-pago-en-tarjetas-prestamos-y-cheques\/","title":{"rendered":"Morosidad: crecen las faltas de pago en tarjetas, pr\u00e9stamos y cheques"},"content":{"rendered":"\n<p>La morosidad en tarjetas de cr\u00e9dito, pr\u00e9stamos y cheques personales aument\u00f3 y toc\u00f3 niveles r\u00e9cord en marzo, seg\u00fan inform\u00f3 el Banco Central de la Rep\u00fablica Argentina (BCRA).<\/p>\n\n\n\n<p>Seg\u00fan indic\u00f3 la entidad a cargo de Santiago Bausili, la cadena de pagos de Argentina, tanto en personas como empresas, significaron un golpe al cr\u00e9dito.<\/p>\n\n\n\n<p>En tarjetas de cr\u00e9dito, la morosidad aument\u00f3 un 2,8%. De esta manera, en marzo toc\u00f3 su pico m\u00e1ximo en tres a\u00f1os.<\/p>\n\n\n\n<p>En cuanto a los pr\u00e9stamos personales, la morosidad creci\u00f3 arriba del 4%, marcando su punto m\u00e1ximo en 9 meses.<\/p>\n\n\n\n<p>La cantidad de cheques rechazados aument\u00f3 casi al 3%, y as\u00ed represent\u00f3 el mayor nivel en 5 a\u00f1os.<\/p>\n\n\n\n<p>En t\u00e9rminos absolutos, superaron los 64.000 en total, con una tasa de rechazo del 1,3% respecto al total de cheques compensados.<\/p>\n\n\n\n<p>Seg\u00fan el BCRA, en marzo de este a\u00f1o los cheques rechazados hab\u00edan escalado un 91,7% interanual y un 11,2% mensual, mientras que los rechazados sin fondos aumentaron un 221,9% anual.<\/p>\n\n\n\n<p>Gast\u00f3n Rossi, director del Banco Ciudad, advirti\u00f3 sobre una \u201cluz amarilla\u201d y sostuvo que el cobro de cr\u00e9ditos se est\u00e1 volviendo \u201cm\u00e1s dif\u00edcil\u201d.<\/p>\n\n\n\n<p>De esta manera, debido a la falta de cr\u00e9dito, las empresas medianas del pa\u00eds comienzan a ver \u201ccerrado\u201d el mercado de capitales de \u00e1mbito local e internacional.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La morosidad en tarjetas de cr&eacute;dito, pr&eacute;stamos y cheques personales aument&oacute; y toc&oacute; niveles r&eacute;cord en marzo, seg&uacute;n inform&oacute; el Banco Central de la Rep&uacute;blica Argentina (BCRA). Seg&uacute;n indic&oacute; la entidad a cargo de Santiago Bausili, la cadena de pagos de Argentina, tanto en personas como empresas, significaron un golpe al cr&eacute;dito. En tarjetas de &hellip; <\/p>\n","protected":false},"author":5,"featured_media":14825,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_joinchat":[]},"categories":[3],"tags":[46,43,569],"featured_image_urls":{"full":["https:\/\/infotep.com.ar\/wp-content\/uploads\/2024\/07\/servicios-suma.webp",1080,720,false],"thumbnail":["https:\/\/infotep.com.ar\/wp-content\/uploads\/2024\/07\/servicios-suma-150x150.webp",150,150,true],"medium":["https:\/\/infotep.com.ar\/wp-content\/uploads\/2024\/07\/servicios-suma-300x200.webp",300,200,true],"medium_large":["https:\/\/infotep.com.ar\/wp-content\/uploads\/2024\/07\/servicios-suma-768x512.webp",768,512,true],"large":["https:\/\/infotep.com.ar\/wp-content\/uploads\/2024\/07\/servicios-suma-1024x683.webp",1020,680,true],"1536x1536":["https:\/\/infotep.com.ar\/wp-content\/uploads\/2024\/07\/servicios-suma.webp",1080,720,false],"2048x2048":["https:\/\/infotep.com.ar\/wp-content\/uploads\/2024\/07\/servicios-suma.webp",1080,720,false],"blossom-feminine-slider":["https:\/\/infotep.com.ar\/wp-content\/uploads\/2024\/07\/servicios-suma-1080x649.webp",1080,649,true],"blossom-feminine-featured":["https:\/\/infotep.com.ar\/wp-content\/uploads\/2024\/07\/servicios-suma-1080x600.webp",1080,600,true],"blossom-feminine-with-sidebar":["https:\/\/infotep.com.ar\/wp-content\/uploads\/2024\/07\/servicios-suma-1020x600.webp",1020,600,true],"blossom-feminine-blog":["https:\/\/infotep.com.ar\/wp-content\/uploads\/2024\/07\/servicios-suma-435x435.webp",435,435,true],"blossom-feminine-cat":["https:\/\/infotep.com.ar\/wp-content\/uploads\/2024\/07\/servicios-suma-450x300.webp",450,300,true],"blossom-feminine-related":["https:\/\/infotep.com.ar\/wp-content\/uploads\/2024\/07\/servicios-suma-320x200.webp",320,200,true],"blossom-feminine-schema":["https:\/\/infotep.com.ar\/wp-content\/uploads\/2024\/07\/servicios-suma-90x60.webp",90,60,true],"blossom-mommy-blog-slider-big":["https:\/\/infotep.com.ar\/wp-content\/uploads\/2024\/07\/servicios-suma-920x650.webp",920,650,true],"blossom-mommy-blog-slider":["https:\/\/infotep.com.ar\/wp-content\/uploads\/2024\/07\/servicios-suma-460x310.webp",460,310,true],"blossom-mommy-blog-two":["https:\/\/infotep.com.ar\/wp-content\/uploads\/2024\/07\/servicios-suma-768x480.webp",768,480,true]},"author_info":{"info":["Angela Tobar"]},"category_info":"<a href=\"https:\/\/infotep.com.ar\/index.php\/category\/nacionales\/\" rel=\"category tag\">Nacionales<\/a>","tag_info":"Nacionales","comment_count":"0","_links":{"self":[{"href":"https:\/\/infotep.com.ar\/index.php\/wp-json\/wp\/v2\/posts\/24479"}],"collection":[{"href":"https:\/\/infotep.com.ar\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/infotep.com.ar\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/infotep.com.ar\/index.php\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/infotep.com.ar\/index.php\/wp-json\/wp\/v2\/comments?post=24479"}],"version-history":[{"count":1,"href":"https:\/\/infotep.com.ar\/index.php\/wp-json\/wp\/v2\/posts\/24479\/revisions"}],"predecessor-version":[{"id":24480,"href":"https:\/\/infotep.com.ar\/index.php\/wp-json\/wp\/v2\/posts\/24479\/revisions\/24480"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/infotep.com.ar\/index.php\/wp-json\/wp\/v2\/media\/14825"}],"wp:attachment":[{"href":"https:\/\/infotep.com.ar\/index.php\/wp-json\/wp\/v2\/media?parent=24479"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/infotep.com.ar\/index.php\/wp-json\/wp\/v2\/categories?post=24479"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/infotep.com.ar\/index.php\/wp-json\/wp\/v2\/tags?post=24479"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}